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Nationwide
 

Prospectuses

Variable Annuity Products Variable Universal Life Products

Document Types

Initial Summary Prospectus: Provided for you to consider before you purchase the product; more concise and reader-friendly than the statutory prospectus.
Updating Summary Prospectus: For current product owners; summarizes any changes that took place since the last annual update.
Statutory Prospectus: A longer document, also known as a “Product Prospectus”; provides a more detailed level of information.
Statement of Additional Information (SAI): A supplement to the prospectus that provides additional information about the product and detailed operational disclosures.
Please note that with some products, the documents defined above may not be available.
Guarantees and protections are subject to the claims-paying ability of the issuing insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.
NFM-21533AO.1